There are many reasons for a business or its owner to need or want funds. They may require straight start up cost or funds for growth, such as inventory, marketing, acquisition and amalgamation, purchase of real estate, and more. They might also simply want to cash out on a portion of their success or to establish value for the enterprise by securing a successful M&A transaction. Also, sometimes a business needs finances to fund previous losses as part of a restructuring move.

 

Each situation might be different. The options available depend on the business’ current needs, goals, way of doing business, financial strength, and more.

 

Financing can come based on business assets, such as receivables, inventory, machinery, real estate, and more. The financing could be based on or impacted by the owner’s financial strength and net value. The business’ historic cash flow, industry, history, the business leaders experience and reputation, and the overall story and circumstances are all key factors in getting funded and for choosing the right funding vehicle. 

 

A company can be funded through financing, meaning borrowing, or through investments, meaning raising capital. Different capital investment formulas might include a portion of investment and convertible lending instruments. Financing options would include, SBA loans, commercial bank loans, bridge loans, Asset-Based Loans (ABL), cash flow based loans, and more. Capital raise options could include angels and family office, Private Equity, and Venture Capital.

 

We have the experience and the expertise to help companies meet their needs. Through learning the business and the overall story and goal, we help to strategize and find the optimal route to follow. We guide our clients through the process, assist in preparing the needed material and, if needed, represent and connect them to the right people.

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